European Residency by Investment - Compare 4 EU Options

European residency by investment can provide eligible non-EU investors and their families with a route to residence in selected European jurisdictions.

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Capitals 28 compares investor-residence and Golden Visa routes in Greece, Portugal, Hungary, and Latvia, focusing on these details. The appropriate route depends on your investment budget, family profile, preferred country, ability to meet physical-presence requirements, and long-term plans.

European Residency by Investment - Compare Greece, Portugal, Hungary & Latvia

European residency by investment programs are not interchangeable. Each country applies different investment thresholds, qualifying routes, residence conditions, family rules, renewal requirements, and physical-presence requirements. Use the comparison below as an initial overview before reviewing the detailed country-specific information.

Best for & Minimum Investment
  • Investors seeking a Baltic EU residence option through qualifying company investment or real estate, particularly those interested in establishing a genuine connection with Latvia.
  • Investment: From €50,000 for qualifying share-capital investment in an eligible Latvian company, plus a €10,000 state-budget payment. A real estate route requires qualifying property valued at least €250,000, together with applicable conditions and a 5% state-budget payment.
Key requirements
  • Applicants must provide valid personal documents, financial evidence, and documentation supporting the selected investment.
  • Additional conditions apply depending on whether the route is based on company investment or real estate.
Physical presence
  • Physical-presence and residence conditions depend on the applicable Latvian residence framework and the applicant's circumstances.
At a glance
  • Latvia provides a Baltic residency option with multiple investment routes, including a comparatively lower company-investment threshold and a €250,000 real estate route.
Quick Comparison: European Residency by Investment
Latvia Greece Portugal Hungary
Investment From €50,000 €250,000 €200,000* €250,000
Main Route Company investment / Real estate Real estate Fund / Business / Research / Cultural Investment fund / Higher-education donation
Physical Presence Applicable residence requirements No minimum annual stay for Golden Visa renewal Limited physical-presence requirement Applicable residence requirements
Residence Validity Renewable residence permit Renewable residence permit Renewable residence permit Up to 10 years
Family Inclusion Eligible family members Spouse, children and parents may qualify Eligible family members Separate family-reunification permits
Best For Lower-entry investment options Property-focused investors Non-property investment & long-term relocation planning Long-duration residence through qualifying investment

European Golden Visa Comparison

European Golden Visa programs are not interchangeable. Each country has different investment requirements, residence conditions, family rules, and potential long-term citizenship pathways. For investors looking to get European residency by investment, selecting the right country requires understanding both the initial residency route and future citizenship eligibility.

Why Choosing a European Residency Route Can Be Confusing

European residency programs differ significantly in costs, holding periods, physical-presence rules, renewal conditions, and long-term benefits.

  • Rules and thresholds vary widely by country
  • Timelines and documentation are easy to underestimate
  • Choosing the wrong program can cost time and money
  • Coordinating with authorities and other parties involved in the process
What It Looks Like With Capitals28

Capitals 28 begins with your objectives rather than a pre-selected country. We simplify the process and guide you every step of the way from initial consultation to residency.

  • We compare all 4 options against your profile
  • Clear step-by-step plan before you start
  • Document checklist, review and submission support
  • One point of contact from consultation to decision

Which European Residency Route May Fit Your Profile?

Investors researching european citizenship by investment should understand that residency and citizenship are separate legal processes. A residence permit may create a potential pathway to citizenship in certain countries, subject to meeting national requirements. Each program has different investment requirements, residence conditions, renewal rules, family-inclusion provisions, and long-term settlement considerations. The right option depends on your investment preference, family profile, mobility objectives, and plans for the future.

What’s Included in Our European Residency by Investment Service

Our European residency by investment service supports investors from initial profile assessment through application coordination and residence documentation.

Eligibility assessment & profile review

Comprehensive initial consultation to determine your eligibility and identify the most suitable residency pathway for your profile.

Country comparison & recommendation

We compare Greece, Latvia, Hungary, and Portugal based on investment requirements, residence conditions, family eligibility, physical-presence requirements, investment preference, and long-term objectives.

Document checklist & preparation guidance

Structured guidance on required documentation, including a clear checklist and support to ensure all materials are properly prepared.

Document review to reduce avoidable delays

Thorough review of all documents to identify issues and ensure compliance before submission, minimizing the risk of delays or rejections.

Application submission & follow-ups

End-to-end management of the application process, including submission, coordination with authorities, and ongoing status follow-ups.

Family inclusion support

Guidance on including eligible family members in the application, ensuring proper documentation and compliance with program requirements.

Schedule a quick call with our team

Book a confidential consultation to compare European residency routes, understand investment requirements, and explore potential pathways for investors looking to get European passport by investment.

  • Compare options side-by-side before you decide
  • Family inclusion options available
  • Clear requirements and realistic timelines
  • End-to-end support with one dedicated advisor
Schedule a quick call with a residency specialist

We'll get back to you within 24 hours. No spam.

How European Residency by Investment Works
01
Free Initial Consultation

We understand your goals, review your profile, and discuss the most suitable residency pathway.

02
Country Fit Recommendation

We compare Latvia, Greece, Portugal, and Hungary to identify the most suitable residency route.

03
Document Preparation & Review

We prepare your document checklist, review every requirement, and ensure application readiness.

04
Submission & Follow-ups

We handle submission and keep you updated on progress throughout the application process.

05
Final Decision & Next Steps

We explain the outcome, outline the next steps, and support you through the final stage

Testimonials

Greece offered the right balance of lifestyle and investment potential for my family. Capitals28 explained the residency requirements clearly, helped me choose a suitable property, and managed the application professionally.

F
Faisal M.

Investor, Pakistan

I was looking for an affordable way to secure European residency, but I did not know where to begin. Capitals28 guided me through the Latvia program, answered every question, and made the whole process much less overwhelming.

D
Daniela R.

Investor, Colombia

I was looking for a straightforward European residency option for my family and future travel. Capitals28 handled the paperwork, kept the process organized, and helped me obtain my Hungary residency without unnecessary delays.

K
Kareem H.

Investor, Egypt

Related Insights on European Residency by Investment

European residence routes, Golden Visa requirements, investment options, family inclusion, relocation, healthcare, education, and lifestyle considerations.

Frequently Asked Questions
Which EU country should I choose for residency by investment?
The right country depends on your objectives, investment preference, family profile, and desired residence conditions. Greece can suit investors seeking property-focused routes, Portugal is relevant for eligible fund, business, research, cultural, and job-creation options, Hungary offers the Guest Investor Program, and Latvia provides Baltic residence routes through qualifying company and real estate investments.
Which European residency by investment countries do you cover?
Capitals 28 currently compares Greece, Latvia, Hungary, and Portugal. Each country has different investment thresholds, family rules, residence conditions, renewal procedures, and physical-presence requirements.
Do I need to live in the country full-time?
Physical-presence requirements vary by program. A residence permit does not necessarily require full-time relocation, but investors should understand the applicable residence, renewal, tax-residency, and long-term settlement requirements before applying. For example, Portugal's ARI framework currently requires at least seven days in Portugal during the first year and at least 14 days during subsequent years.
How long does European residency by investment take?
Processing timelines depend on the selected country, application quality, document preparation, authority workload, biometric requirements, and due-diligence procedures. Capitals 28 explains the expected process stages and documentation requirements before submission, but the final timeline depends on the relevant authority.
What documents are required?
Typical documents include valid passports, civil-status records, police certificates, proof of address, health insurance where required, financial records, source-of-funds evidence, and documents proving the qualifying investment. Exact requirements depend on the country, investment route, and family profile.
Can I include my family in a European residency application?
Many European residency by investment routes provide family-inclusion options. Eligibility may apply to spouses, dependent children, parents, or other qualifying dependants depending on the specific program and applicable national rules.
What is the minimum investment for European residency by investment?
There is no single minimum investment across Europe. Among the four routes covered on this page, Latvia starts from €50,000 for certain qualifying company investments, Greece from **€250,000** for specific property categories, Hungary from €250,000 through a qualifying investment fund, and Portugal from €250,000 for eligible cultural investment. Each route has additional conditions and costs that should be assessed before investing.
Can I apply through property investment in every country covered?
No. Property-based routes differ by country. Greece offers a property-led Golden Visa, Latvia has a qualifying real estate route, Hungary's Guest Investor Program includes a residential-property option, while Portugal's current ARI routes are based on non-real-estate investment options rather than direct residential property acquisition
Can I get a European passport by investment?
A European passport is obtained through citizenship, not residency alone. European residency by investment can provide eligible investors with residence rights in selected countries. Some countries may allow residents to apply for citizenship after meeting specific requirements, including legal residence periods, language requirements, integration criteria, and other conditions. Investors exploring how to get European passport by investment should review the citizenship rules of each country before selecting a residency route.
What is the difference between European residency by investment and European citizenship by investment?
European residency by investment provides eligible investors with residence rights through an approved investment route. European citizenship by investment refers to obtaining nationality through a qualifying citizenship programme where available. The requirements, timelines, investment levels, and eligibility conditions differ depending on the country and programme.